Wednesday 29 April 2015

GENERAL KNOWLEDGE FOR IBPS PO/CLERK EXAM

Heads of International Organizations : 
  • Kamalesh Sharma : Secretary-General, Commonwealth of Nations
  • Arjun Bahadur Thapa : Secretary-General, SAARC (South Asian Association of Regional Co-operation)
  • Roberto Azevêdo : Director-General, WTO (World Trade Organization)
  • Anders Fogh Rasmussen : Secretary-General, NATO (North Atlantic Treaty Organisation)
  • Muratbek Sansyzbayevich Imanaliyev : Secretary-General, SCO (Shanghai Cooperation Organization)
  • Dr. Le Luong Minh : Secretary-General, ASEAN (Association of South East Asian Nations)
  • Abdullah Salem el-Badri : Secretary-General, OPEC (Organization of Petrolium Exporting Countries)
  • Christine Lagarde : Managing Director, IMF (International Monetary Fund)
  • Jim Yong Kim : President, WB (World Bank)
  • Takehiko Nakao : President, ADB (Asian Development Bank)
  • Jose Angel Gurria : Secretary-General, OECD (Organization for Economic Co-operation and Development)
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GENERAL KNOWLEDGE FOR BANK PO/CLERK EXAM

INTERNATIONAL ORGANIZATION
PART-1

UN had its origin in August, 1944 at Dumbarton Oaks Conference where the representatives of USA, UK, USSR and China met to form an association for the maintenance of international peace and security. Finally, on June 26, 1945, the charter of the United Nations was signed in a conference called at “San Fransisco”, which included the representatives of 51 states. The charter then came into force on 24 Octobar, 1945; thus 24 October has been celebrated as the UN day.
Headquarters, Flag, Languages: United Nation’s Headquarter is situated in Manhattan Island of New York and the European office at Geneva.The Flag of the UNO was adopted in Octobar 1947. The flag includes white UN emblem (two bent olive branches, open at the top and between them is the world map) on a light blue background. the flag was adopted by the UNO in Octobar, 1947. Official Language of UNO are French, Chinese, English, Russian, Arabic and Spanish. While the working languages are only French and English.
Aims and Objectives of UNO: The main objectives of UNO are:
  • To maintain international peace and security.
  • To develop spirit of co-operation and friendly relations among the nations.
  • To promote respect for human rights, dignity and freedom.
  • To solve international problems of social, economic, agricultural and humanitarian character.
  • To employ international machinery for the promotion of economic and social advancement of all people.

Organs of the UN:

There are six main organs of UN:1. General Assembly : It is the main body of UN and consists of the representatives of all the states. Each state may send 5 representatives in the general assembly but has only 1 vote. It meets regularly once a year, special and emergency sessions can also be sumoned at the request of security council. Decision of an important matters are taken by the 2/3rd majority,
while in simple matters, only simple majority is enough. The assembly may discuss any matter within the scope of charter except those already referred to the Security Council. The assembly generally discusses ways of preserving peace, economic development and social progress, well being of people, peaceful use of atomic energy, human right etc. It elects its own President & Vice-President every year.

Functional of General Assembly:

  • The membership of new states is done by the general assembly on the recommendation of Security Council.
  • The Judges of the International Court of Justice are elected by general assembly.
  • It elects the non-permanent members of security council, members of Economic and Social Council, and certain members of Trusteeship Council.
  • It passes entire budget of UNO.
  1. Security Council : It is the executive body of UN which is responsible for maintaining international peace in the world. Its session can be summoned at 24 hour notice and if functions almost continuously. the council consists of 15 members–5 permanent (USA, UK; Russia, France and China) and 10 non- ermanent members which are elected for a term of 2 years by the General Assembly. the distribution of the numbers of non-permanent members are (1) Five members from Asian and African countries (2) two from latin American countries (3) two from western Europes and other (which implies commonwealth countries) (4) and one from east European countries. Each member of the Security Council has one vote. The approval of all permanent members is necessary. If any permanent member casts a “Veto” to show its disagreement, then no decision can be taken. The number of affirmative votes needed for a decision are atleast nine which includes the vote of 5 permanent members. In the event of a threat to peace or occurence of war between two or more countries, the security council has the power to take appropriate measures to restore peace and security.
  2. Economic and Social Council : The Economic and Social Council (ECOSOC) is the welfare council which coordiantes the economic and social activities of the United Nations and its specialised agencies and other organisations. This council meets at least thrice a year. It is composed of 54 members. General Assembly elects one-third members of ECOSOC every year for a period of 3 years. ECOSOC takes decision by a majority of those members present and voting. ECOSOC seeks to build a world of greater prosperity, stability and justice.
  3. The Trusteeship Council : The Prime responsibility of this council is to supervise the administration of those territories which were placed under the International Trusteeship System. This council of UNO is also known as ‘Protector of Dependent People’ who are not yet able to Govern themselves. It consists of member of states administering trust territories and permanent members of the security council nto administering territories. Under the charter, the member states have to accept certain obligations to promote their development and to protect their interest and security so long as the trustee territories are not able to govern themselves.
    At present, USA is the only administering trust territory. So, the Trusteeship Council consists of only permanent members. This council meets at least once in a year.
  4. Secretariat : All day today functions of the UN are performed by the Secretariat. the Secretariat is headed by the Secretary-General who is the chief Administrative Officer, and he is appointed by the General Assembly upon the recommendation of Security Council for a five-year term, which is renewable. It is his duty to implement all resolutions passed by the Security Council or the General Assembly. He makes the annual report of General Assembly and also bring to the notice of security council about any matter threatening the maintenance of international peace and Security.
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Marketing Aptitude for Bank Po/Clerk Exam

Marketing Aptitude 
Q1 Bank marketing is aimed at providing services to satisfy customers’ ……… needs.
(A) Physical
(B) Financial
(C) Primary
(D) Market
(E) None of these
Q2 Objective of marketing is ……..
(A) Target market
(B) Fulfil needs
(C) Integrated marketing
(D) Profit by customer satisfaction
(E) All the above
Q3 To make proper marketing decisions we need to be done …….
(A) Market research
(B) Financial product
(C) Targeted market
(D) Publicity
(E) None of these
Q4 To survive in the growing competition banks need to implement ……….
(A) Free schemes
(B) Service orientation
(C) Marketing orientation
(D) Core banking
(E) None of these
Q5 Gathering information about customers or market is known as ………..
(A) Customer inspection
(B) Checking market area
(C) Need of a bank
(D) Market research
(E) None of these
Q6 For effective segmentation of market we require ………
(A) Substantial
(B) Accessible
(C) Differentiable
(D) Responsive
(E) All the above
Q7 Treating of the market as a homogenous group and offering the same services to all customers is a ……….
(A) Mass marketing
(B) Segment marketing
(C) Local marketing
(D) Group marketing
(E) None of these
Q8. Process or methodology used to learn more about customers’ needs and behaviours is?
(A) Selling process
(B) Customer relationship management
(C) Believing in customer
(D) Customer facing
(E) None of these
Q9  Labelling means ……
(A) Identify the product or brand
(B) Provide information about the product
(C) Promote the product through ‘attractive graphics’
(D) All the above
(E) None of these
Q10. Developing and spreading persuasive communications about an offer or product is known as ……..
(A) Promotion
(B) Information
(C) Channel usage
(D) Distribution
(E) None of these
Q11 Converting an opportunity to revenue by salesperson depends on ……..
(A) Sales manager
(B) Pay scale
(C) Skills and willingness of the sales person
(D) Competitors
(E) None of these
Q12 Why banks having less focus on customer although they use direct marketing?
(A) Due to lack of appreciation of need for marketing in banking
(B) Banks do not need customers much
(C) Direct marketing never gives importance for customers
(D) Banks need money than customers
(E) None of these
Q13 Identify the direct marketing tool from the following.
(A) Core banking
(B) Kiosks
(C) Direct mailing
(D) Websites
(E) All the above
Answer
1. b
2. e
3. a
4. c
5. d
6. e
7. a
8. b
9. d
10. a
11. c
12. a
13. e

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COMPUTER QUIZ FOR BANK PO/CLERK EXAM

IMPORTANT COMPUTER QUESTIONS
Q1 MP3 is a ____
(A) Mouse
(B) Printer
(C) Sound format
(D) Scanner
(E) Video format 
Q2 A directory within a directory is called ____
(A) Mini Directory
(B) Junior Directory
(C) Part Directory
(D) Sub Directory
(E) Web Directory
Q3 In MICR, C stands for ____
(A) Code
(B) Colour
(C) Computer
(D) Character
(E) Country 
Q4 ____ is a collection of interrelated files in a computer.
(A) File manager
(B) Field
(C) Record
(D) Database
(E) None of these 
Q5 Which is not a basic function of a computer?
(A) Copy text
(B) Accept input
(C) Process data
(D) Store data
(E) All of the above 
Q6 Antivirus software is an example of ___
(A) business software
(B) an operating system
(C) a security utility
(D) an suit office
(E) None of these 
Q7 When the printer is positioned on a_____, it is a shaped like a hand.
(A) Grammar error
(B) Hyperlink
(C) Screen tip
(D) Spelling error
(E) Formatting error 
Q8 The first computers were programmed using ___
(A) Assembly language
(B) Machine language
(C) Source code
(D) Object code
(E) Spaghetti code 
Q9 UPC stands for ____
(A) Unit Product Code
(B) Universal Product Code
(C) Universal Production classification
(D) Unit Public Cost
(E) Universal Product Center 
Q10 LAN stands for ____
(A) Local Area News
(B) Local Area Network
(C) Local Area Net
(D) Local Average Network
(E) None of these 
Q11 Which of the following is a function key of the computer?
(A) Control
(B) Edit
(C) Shift
(D) F1
(E) Tab 
Q12 Which of the following is a copyright software that can be used free?
(A) Shareware
(B) Freeware
(C) Groupware
(D) email
(E) None of these 
Q13 Key used to move to the previous worksheet:
(A) Alt + PgUp
(B) Ctrl + PgUp
(C) Ctrl + PgDn
(D) Shift + Tab
(E) None of these 
Q14 Which application is used to prepare a presentation/ slide show?
(A) Photoshop
(B) Power Point
(C) Outlook Express
(D) Internetexplorer
(E) All of the above 
Q15 CRSYX- MP belongs to ____ generation.
(A) First
(B) Second
(C) Third
(D) Fourth
(E) Fifth 
Q16 ___ provides detailed information about your files folders and drives.
(A) Internet Explorer
(B) My computer
(C) My documents
(D) Windows explorer
(E) None of these 
Q17 Properly arranged data is called:
(A) Bridge
(B) Router
(C) Gateway
(D) Hub
(E) Repeater 
Q18 A network consists interconnected:
(A) Workstation
(B) Computer
(C) Server
(D) Node
(E) All of the above 
Answer
1. C
2. D
3. D
4. D
5. A
6. C
7. B
8. B
9. B
10.B
11. D
12. B
13. C
14. B
15. D
16. D
17. D
18. A

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English for IBPS Po/Clerk Exam

SOME IMPORTANT QUESTION 
Directions (Q. 1-5): Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is ‘no error’, the answer is

1.It is a known fact that employees (1)/ are the most precious assets of an organisation; (2)/therefore, it has become highly imperative to give (3)/ them extra dose of engagement, fun and frolic.(4) / No error 
(A) Number one part of the sentence is error
(B) Number two part of the sentence is error
(C) Number three part of the sentence is error
(D) Number four part of the sentence is error
(E) No error
2. The number of students (1)/ from India in the U.S. (2)/ have dropped for the (3)/ second successive year (4)/ No error .
(A) Number one part of the sentence is error
(B) Number two part of the sentence is error
(C) Number three part of the sentence is error
(D) Number four part of the sentence is error
(E) No error
3.The greatest Indian after Gandhi is (1)/ yet to be born, (2)/ few of our readers (3)/ said acerbically.(4)/ No error .
(A) Number one part of the sentence is error
(B) Number two part of the sentence is error
(C) Number three part of the sentence is error
(D) Number four part of the sentence is error
(E) No error
4. Noise and smoke pollution (1)/ caused by the bursting crackers create (2)/ health problems for (3)/ the elder and the unwell. (4)/ No error .
(A) Number one part of the sentence is error
(B) Number two part of the sentence is error
(C) Number three part of the sentence is error
(D) Number four part of the sentence is error
(E) No error

5. The cost of education is increasing (1)/ faster than most of those (2)/ in other areas of life and (3)/ shows no sign of slowness. (4)/ No error .
(A) Number one part of the sentence is error
(B) Number two part of the sentence is error
(C) Number three part of the sentence is error
(D) Number four part of the sentence is error
(E) No error
Directions (Q. 6-10): In each of the following an idiomatic expression and its four possible meanings are given. Find out the correct meaning of the idiomatic expression. If you do not find any correct answer, mark E, i.e. None of these as your answer.
6.In apple pie order:
(A) To change for the better
(B) To escape from danger
(C) To make a gain that is legitimate
(D) Perfectly methodical arrangement
(E) None of these
7.In the blues:
(A) Behave like a lord
(B) Low-spirited
(C) Being colourful
(D) Having many blue things
(E) None of these
8.To make a long face:
(A) To be short of money
(B) To be friendly with
(C) To look oppressed
(D) To make a gain that is legitimate
(E) None of these
9.The rank and file:
(A) The ordinary members of a society
(B) Bring about settlement
(C) A fuss over trifles
(D) A secured right
(E) None of these
10. To lose face:
(A) To gain an advantage over
(B) To wait eagerly for
(C) To fight unfairly
(D) To avoid being an enemy
(E) None of these
Directions (Q. 11-20): In each sentence below a word/ a group of words has been printed in bold. From the five answer choices given below each sentence, pick out one which can substitute the bold word/ group of words correctly without changing the meaning of the sentence.
11.This is fearfully expensive compared the last one I bought.
(A) fearfully expensive compared to
(B) fearful expensive compared with
(C) fearfully expensive compared by
(D) fearfully expensive compare with
(E) No correction required
12.From day one he has been a most perfect worker in the company.
(A) the perfect worker in
(B) more perfect worker at
(C) perfection worker in
(D) much perfect worker in
(E) No correction required
13.The team has been plagued by indecision and internal divisions.
(A) have been plagued by
(B) have been plagued for
(C) has plagued for
(D) being plagued by
(E) No correction required
14.It didn’t come as a greatest surprise to me.
(A) didn’t came as a great
(B) doesn’t came as a great
(C) didn’t come as the great
(D) didn’t come as a great
(E) No correction required
15.It was twelve years hard labouring to complete the task.
(A) twelve year hard labour
(B) twelve years’ hard labour
(C) twelve years labouring hard
(D) twelve years labouring hardly
(E) No correction required
Directions (Q. 16-20): In each of the following questions, pick up the choice which is most opposite in meaning of the word in italicized bold in the sentence.
16.There are four chapters that are extraneous to the structure of the book.
(A) relevant
(B) integral
(C) important
(D) needful
(E) None of these
17.There is a great affinity between the two girls.
(A) apathy
(B) empathy
(C) antipathy
(D) sympathy
(E) None of thes
18. His knowledge of the subject is quite extensive.
(A) ordinary
(B) limited
(C) little
(D) restricted
(E) None of these
19. His writings have been much eulogized by Indian scholars.
(A) condemned
(B) flouted
(C) disapproved
(D) disparaged
(E) None of these
20. He was the most eccentric and difficult person.
(A) normal
(B) sober
(C) genial
(D) sociable
(E) None of these
Answer
1. B
2. C
3. C
4. D
5. D
6. D
7. A
8. C
9. A
10. E
11. A
12. A
13. E
14. D
15. B
16. B
17. C
18. B
19. A
20. A
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Geography for SSC CGL /10+2 Exam

Geography Quiz
1.The Brahamputra river becomes … in Bangladesh
2.The brightest planet seen from the earth is
3. The coldest regions in the country are
4. The crops used for individual consumption like food grains are called
5. The Cuddapah ranges lie between
6. The currents which flow from a cold to a warm region are called:
7. The demand for petroleum ‘products depends upon
8. The density of air is normally … at higher attitude.
c)  remains constant
9. The density of dry air at sea level is about … the density of water,
10. The density of sea water generally … with decreasing temperature.
a) increases
11.The density of snow ranges from about … kg per cubic metre.
c) 
d) 
12.The deposit, that marks the farthest advance of a glacier is called
c)  medial moraine
13. The deposits of chromite are found in
c) 
14. The deposits of lead-zinc are found in
c) Maghalaya, Tamil Nadu, Orissa
d) all of the above
15. The distance between New Delhi and which of the following stations by rail is the shortest?
c) New Delhi-Chennai
d) 
16. The drainage pattern typical of adjusted systems or erodable sediments and uniformly dipping bedrock is called
c) 
17. The driest parts, which are prone to frequent drought, lie in
d) 
18. The dunes formed when there is a large ; supply of beach sand and strong winds blow from sea to shore, are called
c)  barchans
19. The energy for erosion comes from several sources which include
d) 
20. The epochs of quarternary period are
c) Pleistocene, Holocene
d) 
21. Which of the following important centres of pilgrimage is not situated on the banks of the Ganges?
d) 
22. The first hydro-electric power station was constructed in 1902 at
b) Pykara
c) 
d) 
23. The first refinery set up in public sector was
b)  Barauni refinery
24. The following states are involved in the export of fish and fish products: 
I. Kerala
II. Maharashtra
III. Karnataka
IV. Andhra Pradesh
The correct sequence of the descending order in terms of the export of fish and fish products from these states is:
25. The project on Gas Flaring Reduction was funded by
c) both (a) and (b)
d) 
2. d
3. c
4. a
5. a
6.c
7. d
8. b
9. c
10. a
11. a
12. a
13. a
14. d
15. c
16. b
17. d
18. a
19. d
20. c
21. c
22. d
23. a
24. a
25. c

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